If it Sounds too Good to be True...
Since I have a lot of clients and readers who are age 50 and above, I thought this article was very appropriate to share: http://www.washingtonpost.com/business/economy/low-interest-rate-environment-expose-seniors-to-fraudsters/2013/04/18/63d065dc-9c77-11e2-a941-a19bce7af755_story.html
Basically, because interest rates are so low these days, the fraudsters and scammers are taking advantage of people seeking higher fixed returns on their investments. As the saying goes, "If it sounds too good to be true...it probably is."
Stay smart and be safe!